With the extreme downturn in the economy, many more people are filing for bankruptcy. Because of this, the bankruptcy law firms are becoming extremely busy. In some cases, they have more work than they know what to do with.
It is with all that in mind that you are going to want to sit down and have a game plan when you meet with the bankruptcy attorney. Since they will have a large caseload that they need to deal with, you are going to want to be sure that your time with them is well spent. As you go through the bankruptcy process, their legal team is going to do everything they can for you, but unlike the past, they might be stretched to spend direct one on one time with you.
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This of course doesn't mean that there is any reduction in the value of service you receive from them. Instead, it may mean that they will need to utilize the help of their paralegals and assistants more. This actually could be a positive thing for your bankruptcy though. Most paralegals experienced in bankruptcy filing are very familiar with the entire filing process and are a very important part of the team.
With the bankruptcy attorney spending more time handling an enormous caseload of bankruptcy petitions most of the simple questions will be answered via the paralegal. That means you are going to have the best service possible with a quick response and it could result in you saving more money in this process as well.
Before you meet with any bankruptcy attorney though, you will want to be sure that you have done your homework. That way, you won't have to worry about any problems that could arise. For example, you are going to want to have a complete list of your debts and credit history that you can provide them. They will be able to go over this information for you and determine if Chapter 7 or Chapter 13 bankruptcy will be the best choice for you. Along with that, they will take the information from all these accounts and be able to successfully complete the bankruptcy petition for you. In a bankruptcy, you need to keep in mind that only the accounts listed will be discharged, so it is important not to leave anything out.
Before contacting the bankruptcy attorney, you should decide if it is something that their legal team can help you with. With the bankruptcy lawyer being very busy, you are going to want to contact them only on items that can only be answered legally. When looking for a status update or to check on dates, you should get some help from his paralegal or office staff.
While the process of filing for bankruptcy isn't an easy choice for many people to make, it might be the best choice to give you the fresh start here need. When selecting a bankruptcy attorney, make sure you check into someone that you are comfortable working with and with someone who is going to offer you the highest level of service for all of your legal needs for your specific situation.
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